Cutting my grocery costs became a great way to boost my mortgage overpayments and with a bit of focus I became an expert at reducing my food waste, as well as eeking out my storecupboard items just a little bit further to save a few pounds each week. But the main way I managed to save money was to look carefully at the items that I put into my basket, tweaking them so that I got the best value for money. Below are a few steps you can take to start slashing your grocery bill.
Before starting to make overpayments on the mortgage, it’s essential to get an overview of exactly where you are financially. That’s why you need to begin with a budget. Yes, it can be exciting to rush in and throw extra money at the mortgage every month, which is what I did. But without a thorough understanding of your spending, you might end up overpaying and leaving yourself in a financially sticky situation. It’s all about balance and you can’t achieve that until you know where your money is going. To find out more, read on…